Health Insurance Basics
To have some sort of health insurance, in this modern world of cancer, heart disease, AIDS, diabetes, asthma, ageing, and other diseases and afflictions, is absolutely essential. There are many levels of health insurance coverage available; unfortunately, like most things in life, you get what you pay for, and better coverage may be more expensive. The two most common terms in referring to health insurance are premium, which is the amount paid for... [Read More...]
HSAs vs. Co-Pay Plans
Many people are reluctant to leave their high-priced health insurance plan because it has a “low” co-pay. That raises a fair question: Just how much does it really cost to carry a policy with a “low” co-pay? Let’s assume the co-pay is $20. Our happily insured family sends one family member to the Doctor this month. The cost? “Just $20″. That is what we will typically hear: “but the Dr. visit... [Read More...]
Cobra Alternative Definition
COBRA is simply a continuation of your group benefits for a limited time period. Click Here to read more! Read More →
Blue Cross Blue Shield Commercial
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