HSAs vs. Co-Pay Plans

Many people are reluctant to leave their high-priced health insurance plan because it has a “low” co-pay.  That raises a fair question: Just how much does it really cost to carry a policy with a “low” co-pay? Let’s assume the co-pay is $20.  Our happily insured family sends one family member to the Doctor this month.  The cost?  “Just $20″.  That is what we will typically hear:  “but the Dr. visit... [Read More...]